Inheritance Tax Planning Advisers

Helping you put the plans in place for loved ones

Inheritance planning

It’s an area we don’t often like to think about, but when it comes to leaving your inheritance you’ll know that you want to do the best for your loved ones.

Planning in advance is the best way forward, as when it comes to passing your inheritance on, the taxes that could be placed upon your estate can be substantial. By thinking ahead, you can ensure your loved ones don’t receive a sudden shock.

What is Inheritance Tax?

Inheritance Tax (IHT) is paid upon a person’s death if their estate exceeds their IHT threshold. Currently, the inheritance tax threshold is £325,000 per person, so married couples and civil partners can have a joint estate of £650,000 before any IHT is payable. HMRC will calculate the value of your possessions (known as your estate) to see if it falls within this threshold.

Your estate is made up of everything you own – your property, car, jewellery, savings and investments (minus any liabilities, such as an outstanding mortgage). In most cases tax is currently payable at 40 per cent of everything over the IHT threshold.

Minimising your tax

Inheritance Tax is a complex area. However we can discuss with you the various ways in which you might be able to minimise the size of your taxable estate. For example lifetime gifts, trusts, charitable donations and other forms of planning can all help to minimise the impact. 

How we work with you

We’ve helped many clients with their Inheritance Tax planning and have extensive experience in providing the right knowledge suited to the individual. We’re not here to tell you what to do, but instead we’ll listen and work with you on your arrangements.

Enquire online

If you would like to speak to an adviser directly, please call us on 0800 434 6460Alternatively, fill in the form below and one of our specialist advisers will come back to you.  After getting in touch with us, these are the next 3 steps: 

1. Initial consultation
2. Meet a local adviser face-to-face
3. Decide your next steps

And, we don’t charge until you decide to go ahead with us as your personal accountant. 

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