Understanding modern debt funding: Structures, covenants and lenders
Our experts demystify how modern debt funding works, providing an overview of the most common structures, how covenants really work, and comparing banks and alternative lenders.
Steven King Author Page
Associate Director, Strategic Corporate Finance
Steven’s Professional Experience
Steven King is a Director in the Strategic Corporate Finance team at Price Bailey, having joined the firm in 2025. He works closely with owner-managed businesses, providing strategic and financial advice to support growth, transactions, and long-term value creation.
Steven brings a strong analytical approach alongside sector insight across education, facilities management, and technology. Read more about Steven here.
What are Steven’s qualifications and areas of specialism?
Steven is an ICAEW ACA qualified Chartered Accountant.
His key areas of specialism include:
- Corporate finance advisory
- Business sales and exit planning
- Mergers and acquisitions (buy-side and sell-side)
- Financial modelling and strategic analysis
- Owner-managed business advisory
He combines his audit background with corporate finance expertise to deliver clear, commercially focused advice throughout the transaction lifecycle.
What is Steven’s professional experience?
Steven has built his career across audit and corporate finance, with a consistent focus on supporting owner-managed businesses.
Since joining Price Bailey in 2025, he has:
- Led multiple corporate finance projects
- Successfully completed a number of transactions
- Supported clients through key stages of the deal process, from initial planning through to completion
His experience includes advising business owners on preparing for sale, identifying opportunities, and navigating the complexities of transactions. Steven is particularly focused on delivering tailored advice that reflects each client’s objectives, whether that is growth, investment, or exit.
Published content and thought leadership
Steven contributes to Price Bailey’s technical and sector-focused content, including:
- Corporate finance insights
- Transaction and client case studies
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Content by Steven
HMRC 'nudge' letters
Have you recently received a HMRC nudge letter? Read our recent article to find out more about nudge letters and the next steps you should take...
Repeat Prescription
Shaping primary care under the new Health Bill: what GPs, PCNs and neighbourhood providers need to know now.
How UK businesses can still win from the 2026 World Cup
With England’s campaign under way, this blog looks at how UK businesses can respond to changing viewing habits, later trading windows and margin pressure during the 2026 World Cup.