Meeting your needs & helping you build your business
Helping you take control of your day-to-day finances
Informing your decisions with management reporting
Helping you comply, and providing practical advice
Providing peace of mind, with precision
Meeting the specific requirements of your sector
Helping you keep on top of your accounts and cash flow
Recommended add ons to improve your accounting software
Giving you the knowledge to run your accounting smoothly
Keeping your computers running smoothly
Simplifying complex staff pay, tax and HR requirements
Helping your business run more smoothly
Managing the process for you
Helping you understand individual rights, and avoid disputes
Ensuring you have the right papers for the right people
Helping you to be fair and flexible
Maintaining stability as your business moves on
Helping you to help yourself
Guiding you on any situation
Finding the right way to resolve difficult situations
Helping you deal with all aspects of ending contracts
Creating the right conditions for your teams
Helping couples through separation or divorce
Advising on commercial disagreements
Making sense of the family law process
Helping you get the right support after an accident
Estimating what your business is worth
Giving you practical advice and answers
Helping achieve a positive outcome
Details of fees and expenses
Reassuring help through insolvency or financial difficulty
Supporting your success through specialist offshore services
Helping you thrive in the region
Helping you prosper in our country
Ensuring you benefit from the best international rates
Creating opportunities through international connections
Looking after your personal assets
Providing independence through a self-governing legal entity
Retaining your company’s risks, and reducing their cost
Helping you set up and manage a new entity
Helping you self-insure in a controlled way
Helping reduce your administrative burden
Ensuring you maintain a healthy cash flow
Adding the right skills to your workforce
Supporting you to do the best for your staff
Saving you time; ensuring compliance, accuracy and efficiency
Providing the full range of support & services you need
Helping you navigate all the options
Ensuring your way of life is always as you want it
Helping you look forward to the future
Making the most of your investments
Finding the best route to consistent returns
Supporting your ambitions through proven principles
Meeting your needs, whatever kind of investor you are
Helping you do more than comply with the regulations
Existing clients can login to our portals here
Strengthen your case for securing growth capital on the right terms
Ensure new markets add value to your business
Understand your opportunity to expand abroad
Connecting the right parties
Helping you make better decisions
Pick the right growth strategies
Setting the right direction for your business
Helping you understand what your business is worth
Helping you develop a clear plan and put it into action
Helping you get the facts when you acquire a business
Planning how to expand and improve
Helping you enter new markets safely and profitably
Advising you on the right capital markets
Helping you plan and raise finance for transferring a business
Advising you on developing or growing your business by teaming up with others
Managing the funding process confidentially, and supporting your negotiations
Supporting you through the sales process, and helping you achieve the best value
Advising you on successful growth and merger and acquisition activity
Get an instant estimate
Helping you make the most of the tax incentives available to you
Reducing the impact of a current or future tax investigation
Minimising your risk with the best possible representation
Thinking ahead to help you structure your transactions effectively
Ensuring you comply with regulations and helping you manage your VAT
Insolvency and recovery » Support for individuals
Our experts are here to help, from the moment you think you might be in trouble. There’s no need to face county court judgements, bailiffs, repossession or bankruptcy alone.
Ignoring the debt is never a good idea, so we’re here to encourage you to take positive action. That’s why we offer a full review of your financial circumstances and advice on the most practical and realistic way forward.
Our insolvency practitioners operate through Price Bailey LLP. For information about our regulatory status see www.pricebailey.co.uk/legal.
Paul Margaillan, Easy RMS
Members Voluntary Liquidation: HMRC now charging 8% statutory interest
But remember, any assets you have may be sold and the proceeds shared among your creditors. Bankruptcy normally lasts 12 months – after that you can make a fresh start.
You give the Official Receiver details of your financial affairs, you’ll usually have to close your bank account and you won’t be able to get credit over £500 without disclosing your bankruptcy. The bankruptcy order is registered with credit reference agencies for at least six years, and you can’t be a company director or hold public office. But our specialists can help soften the blow, if bankruptcy is the only option.
It’s an agreement between you and your creditors, where you make funds available to the creditors bound by the agreement. This usually involves making one monthly payment out of your income for a set period of time and, if you have any assets such as equity in your property or endowment policies, you may have to make some of this available too.
An IVA gives you protection from your existing creditors, and once your obligations are fulfilled, your debts are written off. Your credit rating isn’t as seriously affected as in bankruptcy, and you can continue to trade.
When your circumstances are unlikely to improve in the future, creditors might be prepared to accept a final settlement that’s less than the total amount you owe. If creditors accept your offer, they agree to write off the balance of your debt. This is only really appropriate if you have no assets and no income to make monthly contributions to creditors.
After the settlement, creditors will stop calling and writing to you. But remember, negotiations can take some time, and creditors might continue legal action, as there is no legal protection.
The DMP company handles all communication with your creditors and negotiates repayments. It might have interest frozen on your accounts, and it has day-to-day control of your debts. There is no ‘end date’ to your debt problems, so this is only really a short-term solution.
After taking away tax, national insurance contributions and normal household expenses, your disposable income must be no more than £50 a month. A DRO lasts 12 months, and in that time, creditors can’t take any action to recover their money without permission from the court. At the end of the period, if your circumstances haven’t changed, you’re freed from the debts included in your order.
Get in touch.
Call us for free or submit your enquiry online
Call us on 0800 434 6460
Services that keep you on track, in charge and at ease.
Back to top
